Denver, Colorado · A neighborly way to sell(720) 730-6633
SELLING WITH MORTGAGE ARREARS

Behind on your mortgage? Know your options.

Behind on your mortgage in the Denver metro? Learn your options, including a fast cash sale that pays off the loan and protects your equity.

If mortgage payments have fallen behind, contact your loan servicer and a housing counselor promptly. A sale may be one option before a scheduled foreclosure sale, depending on equity, payoff amounts and timing.

A LOCAL HOME BUYER

Around the neighborhood.

  • Denver metro
  • Colorado
A SALE ON YOUR TERMS

A clearer next step, at your pace.

01

Start by understanding your options

  • Call your loan servicer and ask about repayment plans, forbearance or a loan modification.
  • Talk with a HUD-approved housing counselor about available options.
  • If there is enough equity and time, compare a sale with the alternatives before a foreclosure sale.
02

How a cash sale may help

A cash sale does not depend on a buyer's mortgage approval. If the sale proceeds are sufficient, the mortgage payoff, past-due payments and eligible fees can be handled through the title company at closing. The amount left depends on the final price and all payoffs. We pay closing costs and do not charge Realtor fees.

03

Get Colorado-specific guidance

Foreclosure timelines, notices and cancellation rights depend on the details of a case. Before making a decision, ask a Colorado attorney or HUD-approved housing counselor to review your options and any purchase agreement.

GOOD QUESTIONS

A few things you may be wondering.

Can I sell after a foreclosure notice has been filed?

The options depend on the case and how close it is to a scheduled sale. Contact your servicer and a Colorado attorney or HUD-approved counselor as soon as possible.

What if I owe more than the house is worth?

A sale may not cover the full loan payoff. Ask your servicer whether a short sale or another option is available; a housing counselor can help you compare choices.

How could a sale affect my credit?

Credit effects depend on your loan, payment history and how the matter is resolved. A HUD-approved housing counselor can explain your circumstances.

START WITH A CONVERSATION

Tell us about your home.

Call or email our team to discuss your property and your plans.

(720) 730-6633 quickandeasyhb21@gmail.com
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